TFSA Pension: How a Retired Couple Can Earn $8,300 in Tax-Free Income and Avoid OAS Clawback

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Canadian retirees need to ensure they keep an eye on the income they generate in order to avoid clawbacks by the Canada Revenue Agency (CRA) on their Old Age Security (OAS) pension.

The OAS is Canada’s largest pension program, and if your net annual income exceeds the threshold amount of $77,580 for the income year of 2019, the CRA will claw back part of your OAS. The threshold amount will increase to $79,054 in 2020 or for the recovery tax period between July 2021 and June 2022.

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Original Article Source Credits:   The Motley Fool  , https://www.fool.ca/

Article Written By:  Aditya Raghunath 

Original Article Posted on:  October 18, 2020

Link to Original Article:  https://www.fool.ca/2020/10/18/tfsa-pension-how-a-retired-couple-can-earn-8300-in-tax-free-income-and-avoid-oas-clawback/



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